Moving to Massachusetts

Moving to Massachusetts
Moving to Massachusetts? Welcome!

A few “fun facts” about Massachusetts:

  • Nickname:  The Bay State
  • State Bird: Black-Capped Chickadee
  • State Tree: American Elm

A couple “not so” fun facts:

  • Massachusetts has the highest accident rate in the nation.
  • Massachusetts has the 4th highest auto insurance rates in the nation.
Massachusetts Auto Insurance

MassAutoQuote can help you find competitive auto insurance and assist you with the Massachusetts Registry of Motor Vehicles.

It’s important to have an independent agent shopping rates and coverage with numerous companies in order to find the best rates.

By design,  insurance companies have complicated, multi-tiered rating systems. In order to get the best rates, your professional, licensed broker knows which factors to apply for each company.

The dreaded: Registry of Motor Vehicles

Auto insurance and Registration (& Title) go “hand in hand” in Massachusetts. You cannot have one without the other. Massachusetts does not have insurance cards as proof of insurance. Instead you have your vehicle’s Registration. Your Registration is your proof of insurance.

Massachusetts is a “Title state”, meaning that, in order to get your vehicle registered you must also get the vehicle titled in Massachusetts.

In order to get your new, Massachusetts Plates you will need to get paperwork from your insurance agent or company.

We  will have you sign an auto insurance application, and provide you with an insurance stamped, RTA Form.

Our Registry of Motor Vehicles service is complimentary (free) for our clients.

If you are new to the state with out of state registration, the Registry will look for your original title and a total of $86 ($50 for your new MA title & $36 for your new, MA plates/registration).

If a bank/lienholder has the title to your vehicle then, perhaps, a memorandum title can be issued. If so, the Registry will require a copy of your existing Registration and, if owned less than 6 months, proof of sales tax paid.

We recommend that you get a Massachusetts auto insurance quote through our website. Once you like the premium and coverage options that we show you, we will assist you with all aspects of Massachusetts insurance!

Moving to Massachusetts Auto Insurance

Moving to Massachusetts Auto Insurance
Moving to Massachusetts Auto Insurance …

Well, it’s settled. You’re moving to Massachusetts!

Let us be one of the first to welcome you.

Massachusetts is a great State. From our beaches, to our mountains, our cities, our colleges, universities, hospitals, and our storied history. We’ve got it all!

Then it dawns on you, what about auto insurance?

Here’s the big thing:

In order to insure your vehicles you have to sign an application and get your vehicles Registered and Titled.

How can I get my vehicle registered and insured in Massachusetts?

Step 1 – Find your auto insurance policy.

We can help.

Find coverage and premium you’re comfortable with. We will shop numerous companies for you.

We’ve been quoting Massachusetts auto insurance online since 1999 (that’s longer than Geico’s been quoting here).

By getting a MA auto insurance quote from us, you utilize the shopping power of the Massachusetts independent insurance agent.

We’ll quote you with numerous companies and offer you the best rates and coverage options.

Step 2 – Get your vehicle registered.

In Massachusetts insurance and registration go “hand-in-hand.”

You can’t have one without the other.

Once you have found the auto insurance coverage and premium you are comfortable with, will put together a Registry of Motor Vehicles Form 1 (RMV-1) with an insurance stamp.

Note: Massachusetts is a “Title state,” in order to get new MA plates you have to turn in your prior, out-of-state title, and get a new MA title.

Your MA driving record is determined by things such as:  years licensed, at-fault accidents, violations, citations, and suspensions.

(Remember:  You must obtain annual vehicle inspection sticker within seven (7) days of your vehicle’s registration date.)

So, although moving to Massachusetts is a big move, hopefully, MassAutoQuote will be able to make it a little easier.

We’ll find you the best best auto insurance and help you get your vehicle registered.

Moving to Massachusetts? Call or click us to get your free, no-obligation Massachusetts Auto Insurance Quote.

Moving to Massachusetts?

Moving to Massachusetts?

Trying to figure out the best way to register and insure your vehicle?

We can help …

Moving to MA

Moving to Massachusetts?

Trying to figure out the best way to register and insure your vehicle?

We can help.

Massautoquote.com has been giving out free, no-obligation, online MA auto insurance quotes since 1999.

By getting a MA auto insurance quote from us, you utilize the shopping power of the Massachusetts independent insurance agent.

How to get your Massachusetts license plates –

In Massachusetts insurance and registration go “hand-in-hand.”

You can’t have one without the other.

Once you have found the auto insurance coverage and premium you are comfortable with, will put together a Registry of Motor Vehicles Form 1 with an insurance stamp.

Massachusetts is a “Title state,” in order to get new MA plates you have to turn in your prior, out-of-state title, and get a new MA title.

Your MA driving record is determined by things such as:  years licensed, at-fault accidents, violations, citations, and suspensions.

Remember:  You must obtain annual vehicle inspection sticker within seven (7) days of your vehicle’s registration date.

Call or click us to get your free, no-obligation Massachusetts Auto Insurance Quote.

FYI – Optimize your MA Auto Insurance Discounts!

If you insure your Massachusetts auto & home with the same independent agency you
ensure you get the best rates, coverage & discounts available …

MA Discounts

If you insure your Massachusetts auto & home with the same independent agency you ensure you get the best rates, coverage, insurance programs & discounts available.

Because of the huge account discounts, there has never been a better time to consolidate your insurances.

Call or click us to discuss your Massachusetts auto & home insurance.

You’ll be glad you did!

Massachusetts Registry of Motor Vehicles Online Services

The Massachusetts Registry of Motor Vehicles has a great, state of the art, web site:  MassRMV.com.

Some of the popular online services offered include: cancel your plates, change your address, renew your license, and renew your registration.

Following please find links and listing of the Mass RMV’s online services:

License/ID –

Registration/Title-

Renewal

Duplicates

Plates

Check My Status

Other-

 

Massachusetts is a Title state

MA is a Title state. When registering a motor vehicle in Massachusetts you must turn in the previous out of state title, or previous owner’s title.

Massachusetts is a Title state.

This means: when you register a vehicle in Massachusetts for the first time, you also have to get a new title.

If you move from out of state you will have to turn in your out of state title.

If you purchase the vehicle, you will have to turn over the signed-over previous title.

If you purchase a new vehicle, the vehicle will come with a Certificate of Origin in lieu of a title.

The cost for a Massachusetts title is $75.

The cost for MA registration (normal, passenger plates) is $50 (two year registration).

Massachusetts Title Law:

Massachusetts Title Law went into effect on September 1, 1972. This law requires that all motor vehicles and trailers be titled within ten (10) days of purchase. Passenger vehicles with a model year of 1980 and older, purchased before November 26, 1990 are exempt from titling. Any vehicle purchased after November 26, 1990 must be titled, excluding the following:

  • A vehicle owned by the United States, unless registered in accordance with the provisions of chapter ninety (90).
  • A vehicle owned by a manufacturer or dealer and held for sale even though incidentally moved on a highway or used for purposes of testing or demonstration, or a vehicle used by a manufacturer solely for testing.
  • A vehicle owned by a nonresident of the Commonwealth for which a currently effective certificate of title has been issued in the state of residence.
  • A vehicle on loan from the United States Government or from a vehicle manufacturer or distributor to the Commonwealth or a political subdivision thereof.
  • A vehicle regularly engaged in the interstate transportation of persons or property for which a currently effective certificate of title has been issued in another state or country.
  • A vehicle moved solely by animal power.
  • An implement of husbandry.
  • Special mobile equipment.
  • A self-propelled wheelchair or invalid tricycle.
  • A trailer with a gross weight of three thousand (3000) pounds or less.
  • A manufactured (mobile) home, as defined in Massachusetts General Law (MGL) c.140, § 32Q.

Moving to Massachusetts?

 

Moving to Massachusetts?

Trying to figure out the best way to register and insure your vehicle?

We can help.

Massautoquote.com has been giving out free, no-obligation, online MA auto insurance quotes since 1999.

By getting a MA auto insurance quote from us, you utilize the shopping power of the Massachusetts independent insurance agent.

How to get your Massachusetts license plates –

In Massachusetts insurance and registration go “hand-in-hand.”

You can’t have one without the other.

Once you have found the auto insurance coverage and premium you are comfortable with, your MA auto insurance agent will put together a Registry of Motor Vehicles Form 1 with an insurance stamp.

Massachusetts is a “Title state,” in order to get new MA plates you have to turn in your prior, out-of-state title, and get a new MA title.

Your MA driving record is determined by things such as:  years licensed, at-fault accidents, violations, citations, and suspensions.

How to get your Massachusetts license-

MA state law that an individual has thirty days after establishing residency to turn in your old, out of state license, and get a new license. In order to a MA license, the state requires: out of state license, proof of residency (in the form of a lease agreement, bank statement, utility bill etc.), social security card, and birth Certificate.

MA Sales Tax Exemption Forms:

Remember:  You must obtain annual vehicle inspection sticker within seven (7) days of your vehicle’s registration date.

Are you paying too much for your MA auto insurance?

Now, more than ever, it is important to have a set of independent insurance agent eyes review your auto & home insurance policies.

Your Massachusetts Independent Insurance Agent will shop your insurance with multiple companies to ensure you are receiving the best rate, the best coverage, with the best company.

Massautoquote.com harnasses the power of the MA independent insurance agent.

To your insurance agent, you are more than just a number: you are a client!

Advantages of using a Massachusetts independent agent:

  • Licensed professional with strong customer and community ties.
  • Gives excellent service and competitive prices because your agent can access the insurance coverage from multiple companies.
  • Assists you when you have a claim.
  • Is your consultant, working with you as you determine your needs.
  • Offers you a choice of Massachusetts insurance plans and programs.
  • Is a value hunter who looks after your pocketbook in finding the best combination of price, coverage and service.
  • Offers one-stop shopping for a full range of products – Massachusetts home insurance, renters, Massachusetts car insurance, business, life and health.
  • Can periodically help you review your coverage to keep up with your changing insurance needs.
  • Treats you like a person, not just another number.
  • Customer satisfaction is the key to a Massachusetts independent agent’s livelihood. So, serving you is a very important concern.

Get a free, no obligation MA auto insurance quote from us today!

Please either submit a quote request online or give us a call at:  781-246-8699.

Massautoquote Driving Tip of the Day: The Three Second Rule

www.Massautoquote.com recommends we all practice good driving in Massachusetts.

In order to get the best auto insurance rates in Massachusetts, it’s important to have a good driving record. If you have no at-fault accidents and no moving violations over a 6 year period of time, then you will be rated as a state best, 99 driver.

www.Massautoquote.com Driving Tip of the Day:

Use the “three-second rule” to help prevent rear-end accidents!

The “three-second rule” accounts for your reaction time to the movements of the vehicle ahead and your vehicle’s stopping distance.

You should add more time if the road is slippery, if you’re being crowded by a tailgater, if you’re towing a trailer or if you’re driving a large truck.

The three-second rule:

When the vehicle ahead of you passes a stationary object, start counting:  1,001 … 1,002 …

The first second is your reaction time; the next two seconds account for your braking distance

You should not reach the object before you count to … 1,003. If you do, you are following too closely.

At a vehicle speed of 55 mph, the three-second rule creates a gap of 243 feet between cars.

Tips For Beginner Massachusetts Motorcycle Riders

Take the MA Rider Training Course. More than 90% of the motorcyclists involved in crashes are self-taught or learned from family or friends. In addition, you will be eligible for an additional 10% discount on your MA motorcycle insurance policy.

Riding a motorcycle in Massachusetts is challenging and fun. It can also be dangerous.

Much like your auto insurance policy, the cost of your motorcycle insurance will be determined by driving record, experience, town, year, make, model, and value of the bike.

Tips For Beginner Riders:

– Take the MA Rider Training Course. More than 90% of the motorcyclists involved in crashes are self-taught or learned from family or friends. In addition, you will be eligible for an additional 10% discount on your MA motorcycle insurance policy.

– Get your MA motorcycle learner’s permit by passing a knowledge test based on the MA drivers’ license manual. This test may be taken without an appointment at any full-service Registry of Motor Vehicles.

– To earn your MA motorcycle license, pass the Beginner Rider Course or the RMV’s road test.

– Wear protective riding gear. State law requires motorcycles and their passenger (also moped riders) to wear a helmet. State law also requires motorcyclists and their passengers to have eye protection. To better protect yourself from the elements and the road, wear a long sleeve shirt or jacket, long pants, over the ankle footwear, and full finger gloves.

– Insure, Register, and Inspect your motorcycle. There are mandatory and optional insurance coverages available for motorcycles. Obtain registration, license plate, and title for your motorcycle by having your MA insurance agent prepare and stamp a Registry Form 1 for you. Within 7 days of getting your motorcycle registered, get your MA inspection sticker. Each year you must have your motorcycle reinspected between January 1 and May 31.

– Share the road. Ride defensively and be courteous. Never try to save time by weaving through traffic. Use both electric and hand turn signals and your horn to communicate with other drivers. Position yourself on the road to avoid the blind spots fo drivers. Wear highly visible clothing to be seen by other drivers. Look for drivers taking left turns in front of you, especially at intersections — most crashed between cars and motorcycles occur this way.

– Have Fun!