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Massachusetts can boast about many things besides our winters.
Besides our sports teams, colleges, and hospitals, we’ve also got the state of the art, Massachusetts Registry of Motor Vehicles website!
Massachusetts can boast about many things besides our winters.
We’ve got our sports teams, colleges, hospitals, and we’ve also got the state-of-the-art, Massachusetts Registry of Motor Vehicles website!
According to Mass.gov, the official website of Massachusetts, one of the most requested topics is ordering vanity license plates.
By using the following Registry of Motor Vehicles search tool, you can check to see if the vanity plate you want is available:
http://www.massrmv.com/VanityPlateRequirements.aspx
Have you ever thought about getting MA vanity license plates?
According to Mass.gov, the official website of Massachusetts, one of the most requested topics is ordering vanity license plates.
By using the following Registry of Motor Vehicles search tool, you can check to see if the vanity plate you want is available:
http://www.massrmv.com/VanityPlateRequirements.aspx
Vanity plates may be ordered in person.
In Person: Go to any full service Registry Branch and complete the Application for Vanity Plates 
Up to three plate requests can be made on one application. Payment must be made at the time of ordering.
Process: Within twelve to fourteen (12-14) weeks after your payment is received, you will receive a letter telling you the plates are ready and instructions on where to pick them up. The plates generally arrive at the branch within one week of the date of this letter.
To pick up your vanity plates at the branch you will be required to:
Vanity plates must be picked up within 90 days.
Getting a Massachusetts driver’s license is an exciting, and sometimes scary, event for the new driver and the new driver’s family.
Operating a motor vehicle is serious business and the Commonwealth of Massachusetts has a strict Junior Operator Law for new drivers. As a refresher course …
Getting a Massachusetts driver’s license is an exciting, and sometimes scary, event for the new driver and the new driver’s family.
Operating a motor vehicle is serious business and the Commonwealth of Massachusetts has a strict Junior Operator Law for new drivers.
As a refresher course:
Any motor vehicle operator or motorcyclist between the ages of 16 1/2 and 18 is considered a Junior Operator. The Junior Operator Law has several requirements and restrictions that significantly affect the operation of a motor vehicle by a person who has a Junior Operator’s License (JOL). The basic purpose of the law is to provide new drivers supervised opportunities in which to develop good driving skills, while keeping those drivers free of the possible distractions caused by friends under age 18 who are present while the drivers are behind the wheel.
Following, from the MA Registry of Motor Vehicles Driver’s Manual, we offer Massachusetts Junior Operator License Restrictions:
General Rule: The passenger restriction that applies to the Junior Operator (Under age 18) is lifted once the Junior Operator completes the six-month period or you reach age 18, whichever occurs first.
The six-month passenger restriction period will stop running, temporarily, during any suspension. When your JOL is reinstated, you will still have to complete the remainder of the six-month restriction period that existed at the beginning of the suspension period, unless you have already turned 18.
Call or click MassAutoQuote if you’d like a free, no-obligation, Massachusetts Auto Insurance quote. You’ll be glad you did.
“MA Auto Insurance” is the hot key word phrase when it come to Google …
“MA Auto Insurance” is the hot key word phrase when it come to Google regarding information about Massachusetts auto insurance.
Historically on page 1, our humble MA Auto Insurance website http://www.Massautoquote.com has recently been bumped to page 2.
The reason? The online playing field isn’t exactly level.
Geico, for instance, spent over $1B (the B stands for billion) in advertising last year.
I have no idea what they spent on their search engine optimization, but I’m certain they spent more than us.
We are, however, Massachusetts consumers’ online independent insurance agent voice: we will save you money and improve your coverage.
Recently we saved someone 15% by switching them away from Geico. Maybe they shouldn’t spend have spent so much on advertising.
Call or click us today for your free, no obligation MA Auto Insurance quote.
You’ll be glad you did.
The cruelest of all surcharge points, from a Massachusetts auto insurance perspective, is the one for an ”expired inspection sticker” citation …
The cruelest of all surcharge points, from a Massachusetts auto insurance perspective, is the one for an ”expired inspection sticker” citation.
In Massachusetts, a ticket for an expired vehicle inspection sticker is the equivalent, in auto insurance citation points, of a moving violation.
According to the MA Department of Insurance, surcharge points are incurred if you:
An expired inspection sticker is considered “pay(ing) a fine for a traffic law violation.”
A $40 ticket results increased insurance costs for 6 years! If you have/ had a perfect driving record, that can amount to about a 20% increase (!!) the first three years, diminishing the following three.
So here’s your warning:
MA Inspection Station locator link:
http://massvehiclecheck.state.ma.us/find_emissions_repair.php
The moral of the story is to shop your Massachusetts Insurance with us @ Massautoquote and utitlize the power of the Massachusetts Independent Insurance Agent … you’ll be glad you did.
We received a call from a long time Massachusetts client regarding his new, 2015 auto insurance renewal.
His annual premium went up from $1,057 in 2012 to $1,331 in 2013.
What happened?
He got a speeding ticket.
Although there are no surcharge points added for the first moving violation, companies take away incident free driving credits.
So, as a result, his driving record went from a step “99? to a “0.”
Happy ending: we rated re-rated his renewal with seven companies and found another company more competitive for ”0? drivers.
We transferred his coverage and was able to lower his annual premium to $1,156 with an additional -5% if he takes advantage of the company’s pay in full discount.
The moral of the story is to shop your Massachusetts Insurance with us @ Massautoquote and utitlize the power of the Massachusetts Independent Insurance Agent … you’ll be glad you did.
At MassAutoQuote, we quote insurance every day …
At MassAutoQuote, we quote insurance every day. The first thing we try to get is a copy of your present MA auto insurance Coverage Selections Page.
On the Coverage Selections Page is most of the pertinent things our MA insurance agency looks for in order to provide you comprehensive, comparative rates with numerous MA auto insurance companies.
Top Review Items on your MA Auto Insurance Coverage Page:
Other items to consider: are your receiving a mileage discount? Does your insurance company offer a AAA discount? Are you getting a good student or student away at school credit? Are you age 65 or over? Are you receiving your senior citizen discount? Have you packaged your auto insurance with the same company as your home, condominium or apartment insurance? Does someone review your coverage with you annually?
Call or click us for your free, no obligation MA auto insurance review.
Yes, it’s that pesky excise tax time in Massachusetts.
In an attempt to de-mystify the annual tax, MassAutoQuote offers the following excise tax information …
Yes, it’s that pesky excise tax time in Massachusetts.
In an attempt to de-mystify the annual tax, MassAutoQuote offers the following excise tax information:
Excise bills are prepared by the Registry of Motor Vehicles according to information on the registration. They are sent to city/ town assessors who commit them to local tax collectors for distribution.
The excise tax rate is $25 per $1,000 of valuation (NADA) subject to the following percentage formula:
In the model year: 90%; second year: 60%; third year: 40%; fourth year: 25%; fifth year & beyond: 10%
If you have turned in your plates on the vehicle you are getting excise taxed on, or if you have transferred plates and got rid of the vehicle, you may be eligible for abatement. Abatement instructions are located on your excise tax bill.
Chances are, when you last signed up for auto insurance, things in Massachusetts were very different.
What else has changed? Maybe your situation in life?
Have you moved, gotten married, had a job change, or had kids?
Your insurance should change as your life changes …
Chances are, when you last signed up for auto insurance, things in Massachusetts were very different.
Once upon a time, with small deviations, all MA auto insurance rates were the same.
Since then, there have been some huge changes in the Massachusetts insurance landscape.
First, managed competition auto insurance entered the state. More auto insurance carriers entered the state and with them came competitive pricing, and consumer-friendly insurance products.
What else has changed?
Maybe your situation in life?
Have you moved, gotten married, had a job change, or had kids?
Your insurance should change as your life changes.
We will shop your Massachusetts auto insurance coverage with multiple companies, make coverage recommendations, and help you if you ever have a billing question or claim problem.
We re-rate renewals and suggest coverage improvements, insurance and discount programs.
Some of the traditional Massachusetts automobile insurance discounts include:
Age 65 or Older, Passive Restraint, Annual Mileage discounts, Anti-theft, Multi-Car, Driver’s Education, Public Transit
Additional discounts may include:
Account discounts, Excellent driver & excellent driver plus discounts (99 & 98 drivers), Pay in full discounts, Hybrid vehicle discount, Advanced driver training discount, Alumni & professional group discounts, Good student discount (“B” or better), Student away at school discounts
Call us for your free, no-obligation insurance discount review!
Uber advertises itself as: “the easiest way to get around at the tap of a button.”
The problem, if you’ve ever used Uber or if you’ve ever been an Uber driver, is that your Massachusetts Personal Auto Policy excludes Personal Vehicle Sharing!
Uber advertises itself as: “the easiest way to get around at the tap of a button.”
The problem, if you’ve ever used Uber or if you’ve ever been an Uber driver, is that your Massachusetts Personal Auto Policy excludes Personal Vehicle Sharing!
Massachusetts Endorsement M-0108-S states:
“We (the insurance company) will not pay any claim for injury or property damage under the policy, while your auto is being used in a personal vehicle sharing program. Such programs allow the use of your auto by a person other than you or a household under an agreement and with payment to you.”
This is big stuff.
This means that if you are driving or using your vehicle in connection with any ride sharing or car sharing program your auto insurance “WILL NOT PAY ANY CLAIM FOR INJURY OR PROPERTY DAMAGE.”
This means, for all intents and purposes, there is no auto insurance when your vehicle is being used as an Uber vehicle if you have a Massachusetts Personal Auto Policy.
Call your local, independent, Massachusetts insurance agent to find out more about your company’s: “Personal Vehicle Sharing Exclusion.”