Slip & Slide Accident Surcharge? Appeal!

Slip & slide accident surcharge? Appeal!

Over the course of this nasty winter did you have a weather related, at-fault accident? Were you found “at-fault?”

Did you receive a surcharge notice for this slide & slide?

If so, this means the insurance company found you more than 50% at-fault and paid out more than $500 in damages.

Less than $2,000 in damages results in a 3 point (minor accident) surcharge, more than $2,000 results in a 4 point (major accident) surcharge.

If you believe you were not more than 50% at-fault in the accident, then we recommend you appeal the surcharge.

Unlike insurance companies, the Board of Appeal takes into account contributing factors, such as: road condition (icy, wet, snow-covered), visibility, other vehicle erratic driving, etc.

The Board of Appeal tells us it is presently taking about 9 months before consumers receive the hearing date. The cost to appeal is a non-refundable $50.

Once the hearing date is received you can: appear in person, submit a written statement, or select someone to appear on your behalf.

Appeal hearings are scheduled in: Boston, Brockton, Peabody, Plymouth, Somerville, Springfield, Waltham, or Worcester.

Call us or e-mail us to discuss.

MA Auto Insurance Surcharge Appeal

MA Auto Insurance Surcharge Appeal

We’ve reported before and believe it’s worth talking about some more: MA Auto Insurance Surcharge Appeal.

Have you been found “at-fault” in a Massachusetts accident?

Have you received a Massachusetts Surcharge Notice?

If so, this means your insurance company paid out over $500 and have determined you to be more than 50% at-fault.

If you believe you were less than 50% at-fault, MassAutoQuote believes you should appeal the surcharge.

When determining fault in an accident, unlike the insurance companies, the Board of Appeals takes into consideration contributing factors; such as: road condition (icy, wet, snow-covered), visibility, erratic driving, etc.

The cost to appeal the surcharge is $50 and the Massachusetts Board of Appeal tells us it is taking about 8 months before your receive your hearing date.

You can appeal a surcharge either: in person, by written statement, or by selecting someone to appear on your behalf.

Hearings are scheduled in:  Boston, Brockton, Peabody, Plymouth, Somerville, Springfield, Waltham, or Worcester.

Mass.gov Board of Appeal Contact information

http://www.mass.gov/ocabr/consumer/insurance/auto-insurance/appeal-license-revocation/board-of-appeal-contacts.html

Board of Appeal
Division of Insurance
1000 Washington St, Suite 810
Boston, MA 02118-6200
Phone (617) 521-7478
Fax (617) 521-7772
Email: BOA Mailbox


Merit Rating Board
P.O. Box 55889
Boston, MA 02205-5889
Phone: (617) 351-4400

Massachusetts At-fault Accident Surcharge Appeal

MA Auto Accident Surcharge Appeal

We’ve reported on it before and believe it’s worth talking about some more:

Have you been found “at-fault” in a Massachusetts accident?

Have you received the surcharge notice?

If so, this means your insurance company paid out over $500 and have determined you to be more than 50% at-fault.

If you believe you were less than 50% at-fault, MassAutoQuote believes you should appeal the surcharge.

When determining fault in an accident, unlike the insurance companies, the Board of Appeals takes into consideration contributing factors; such as: road condition (icy, wet, snow-covered), visibility, erratic driving, etc.

The cost to appeal the surcharge is $50 and the Massachusetts Board of Appeal tells us it is taking about 8 months before your receive your hearing date.

You can appeal a surcharge either: in person, by written statement, or by selecting someone to appear on your behalf.

Hearings are scheduled in:  Boston, Brockton, Peabody, Plymouth, Somerville, Springfield, Waltham, or Worcester.

Mass.gov Board of Appeal Contact information

http://www.mass.gov/ocabr/consumer/insurance/auto-insurance/appeal-license-revocation/board-of-appeal-contacts.html

Board of Appeal
Division of Insurance
1000 Washington St, Suite 810
Boston, MA 02118-6200
Phone (617) 521-7478
Fax (617) 521-7772
Email: BOA Mailbox


Merit Rating Board
P.O. Box 55889
Boston, MA 02205-5889
Phone: (617) 351-4400

Massachusetts Slip & Slide Accident?

If you’ve been in an auto accident as a result of sliding on snow or ice, or because of lack of visibility because of snow banks and if you’ve received the surcharge notice, you might want to consider a surcharge appeal …

Snow street scenes

Have you been found “at-fault” in a slip & slide Massachusetts auto accident? If so, you’re not alone.

Due to the historic snow falls (& more to come), our Massachusetts Insurance Agency has been inundated with auto and homeowner claims.

If you’ve been in an auto accident as a result of sliding on snow or ice, or because of lack of visibility because of snow banks and if you’ve received the surcharge notice, you might want to consider a surcharge appeal.

You should submit written appeal (& non-refundabe $50) to the MA Board of Appeal within 30 days of receiving the surcharge notice.

When determining fault in an accident, unlike the insurance companies, the Massachusetts Board of Appeals takes into consideration contributing factors. Such as: road condition (icy, wet, snow-covered), visibility, other vehicle erratic driving, etc.

The MA Board of Appeal tells us it is presently taking about 9 months before you will receive your hearing date.

Once you have received your hearing date you can: appear in person, submit a written statement, or select someone to appear on your behalf.

Appeal hearings are scheduled in: Boston, Brockton, Peabody, Plymouth, Somerville, Springfield, Waltham, or Worcester.

If you win your appeal because of our suggestion, you can thank us by getting your free, competitive MA auto insurance quote from us!

Call or click us today.

what to do if in an auto accident

Lynnfield, MA – January 9, 2015 MassAutoQuote Web Log –

Did you know that if you are involved in a minor fender bender and leave the scene of the accident without contacting the police, you may be breaking the law? …

What to do if in a MA auto accident

Lynnfield, MA – January 9, 2015 MassAutoQuote Web Log –

Did you know that if you are involved in a minor fender bender and leave the scene of the accident without contacting the police, you may be breaking the law?

Knowing what to do if you are involved in a car accident will help you to remain calm. Knowing what is expected can help make a stressful and unpleasant situation more bearable and help you avoid unnecessary liability, time and expense.

1. Call the police. If you are involved in an auto accident, either you or someone who is with you needs to call 9-1-1 immediately. Even if you have not sustained injuries or property damage that you are aware of, you must still wait for the police to arrive so that you can report the accident.

2. Do not talk about the incident to anyone. Speak only to the responding police officer. And call your insurance agent right away.

3. Be polite, even if you are really upset. When people get in car accidents, they are often more reactive than normal. Don’t start blaming the other driver. And if the other driver is rude to you, get in your car, lock the door, and wait for the police to come.

If there is a question about who was at fault in your accident, being overly emotional may potentially bias the reporting police officer against you to the point that he or she could give the other driver the benefit of the doubt.

4. Get all contact information from all drivers:

  • Full name
  • Address
  • Phone number and email
  • Insurance company’s name (and phone number if possible)
  • Insurance policy number

5. Be respectful to the police officer completing the accident report. You don’t need to go into great detail about what happened. It is probably better not to, because you may not be thinking straight and these reports are very hard to change after the fact. They will, however, be used as evidence by the insurance companies. Be cooperative and calm.

6. Take photographs of both vehicles and the scene of the accident. If one or both cars were totaled and you have no camera or cell phone, you can find out from the reporting officer where the cars are going to be towed and go to the lot later and take photographs of both the inside and outside of the cars. Pictures can help either prove damage or disprove damage.

7. Call your insurance agent or insurance company and report the accident as soon as possible with detailed specifics. You will need to tell your insurance company the following:

  • How the accident happened
  • Time and location of accident
  • Motor vehicles in the accident – cars, trucks, bikes, etc. Include the make and model of each car involved
  • Contact information for those in the accident
  • Injuries sustained in the accident
  • Witness contact information
  • Police report number, police jurisdiction in which the accident occurred; your insurance company will need the police report number to investigate any claim

8. See a physician immediately or as soon as possible after the accident. Even if you believe you have only a few bruises, it is important to document all injuries, no matter how minor.

If you have sustained serious injuries, documenting the injuries, including taking photographs of the injuries, can play a significant role in any insurance settlement.

The above information will help you streamline what can be a complicated, scary and confusing process.

We Are Here for You Before, During and a Car Accident

www.MassAutoQuote.com’s Independent Massachusetts Insurance Agents are with you every step of the way. Our Agents will make sure you have the proper auto insurance and help you through the claims process should you be involved in an accident.

To learn more about what to do after a car accident, please feel free to call us at: 781-246-8699.

Auto Accident Surcharge Appeal

Unlike the old days, page 1 Google rankings are getting harder and harder to come by.

For the key word phrase: “MA AUTO INSURANCE,” behind the insurance behemoths, usually on the middle of Google’s page 2, you’ll find our humble, local Massachusetts Independent Insurance Agency Quote Request website …

MA Auto Insurance Accident Surcharge Appeal

Unlike the old days, page 1 Google rankings are getting harder and harder to come by.

For the key word phrase:  “MA AUTO INSURANCE,” behind the insurance behemoths, usually on the middle of Google’s page 2, you’ll find our humble, local Massachusetts Independent Insurance Agency Quote Request website.

Still, not is all lost.

Going back to Massautoquote’s first web log entry in 2008:

The Massautoquote.com Blog is our attempt to demystify the changes in the auto insurance system and to educate Mass. consumers about different discount and coverage programs.

Instead of finding us on Google’s page 1 for such competitive phrases as: “MA AUTO INSURANCE” or “MA AUTO INSURANCE QUOTE,” you’ll find us on page 1 for more consumer-friendly topics of help such as: “MA AUTO INSURANCE SURCHARGE APPEAL” and “KIDS AND CARS IN MA.”

So, to the point:

Have you been found “at-fault” in a Massachusetts accident?

Have you received the surcharge notice?

If so, this means your insurance company paid out over $500 and have determined you to be more than 50% at-fault.

If you believe you were less than 50% at-fault, Massautoquote believes you should appeal the surcharge.

When determining fault in an accident, unlike the insurance companies, the Board of Appeals takes into consideration contributing factors; such as: road condition (icy, wet, snow-covered), visibility, erratic driving, etc.

The cost to appeal the surcharge is $50 and the Massachusetts Board of Appeal tells us it is taking about 8 months before your receive your hearing date.

You can appeal a surcharge either: in person, by written statement, or by selecting someone to appear on your behalf.

Hearings are scheduled in:  Boston, Brockton, Peabody, Plymouth, Somerville, Springfield, Waltham, or Worcester.

Mass.gov Board of Appeal Contact information

http://www.mass.gov/ocabr/consumer/insurance/auto-insurance/appeal-license-revocation/board-of-appeal-contacts.html

Board of Appeal
Division of Insurance
1000 Washington St, Suite 810
Boston, MA 02118-6200
Phone (617) 521-7478
Fax (617) 521-7772
Email: BOA Mailbox


Merit Rating Board
P.O. Box 55889
Boston, MA 02205-5889
Phone: (617) 351-4400

MA Auto Accident Surcharge Appeal

Is something nipping at you?
Is it a Massachusetts At-fault Accident Surcharge Notice?

Massachusetts At Fault Accident

Is something nipping at you?

Have you been found “at-fault” in a Massachusetts accident?

Have you received the surcharge notice?

If so, this means your insurance company paid out over $500 and have determined you to be more than 50% at-fault.

If you believe you were less than 50% at-fault, Massautoquote believes you should appeal the surcharge.

When determining fault in an accident, unlike the insurance companies, the Board of Appeals takes into consideration contributing factors; such as: road condition (icy, wet, snow-covered), visibility, erratic driving, etc.

The cost to appeal the surcharge is $50 and the Massachusetts Board of Appeal tells us it is taking about 8 months before your receive your hearing date.

You can appeal a surcharge either: in person, by written statement, or by selecting someone to appear on your behalf.

Hearings are scheduled in:  Boston, Brockton, Peabody, Plymouth, Somerville, Springfield, Waltham, or Worcester.

Mass.gov Board of Appeal Contact information

http://www.mass.gov/ocabr/consumer/insurance/auto-insurance/appeal-license-revocation/board-of-appeal-contacts.html

Board of Appeal
Division of Insurance
1000 Washington St, Suite 810
Boston, MA 02118-6200
Phone (617) 521-7478
Fax (617) 521-7772
Email: BOA Mailbox


Merit Rating Board
P.O. Box 55889
Boston, MA 02205-5889
Phone: (617) 351-4400

MA Insurance Surcharge Appeal Part 2

Have you been found “at-fault” in a Massachusetts auto accident?
If you believe you are not more than 50% at-fault in the accident, then MassAutoQuote.com believes: You should appeal the surcharge! …

Ma Surcharge

Have you been found “at-fault” in a Massachusetts auto accident?

Have you received the surcharge notice?

If so, this means your insurance company determined you are more than 50% at-fault.

If you believe you are not more than 50% at-fault in the accident, then MassAutoQuote.com believes:  You should appeal the surcharge!

When determining fault in an accident, unlike the insurance companies, the Board of Appeals takes into consideration contributing factors; such as: road condition (icy, wet, snow-covered), visibility, erratic driving, or other unforeseen conditions.

Once you have received your hearing date you can: appear in person, submit a written statement, or select someone to appear on your behalf.

Appeal hearings are presently scheduled in: Boston, Brockton, Peabody, Plymouth, Somerville, Springfield, Waltham, or Worcester.

If you decide to appeal your surcharge, Good Luck!

In the meantime, call or click us to get your own Massachusetts Auto Insurance Quote.

MA Auto Surcharge Appeal

It’s been a tough winter for driving here in Massachusetts.

Snow storms, icy roads, and freezing conditions have been the recipe for accidents reported to our independent MA insurance agency …

 

It’s been a tough winter for driving here in Massachusetts.

Snow storms, icy roads, and freezing conditions have been the recipe for accidents reported to our independent MA insurance agency.

As serious as accidents can be, and no matter how small, they are never any fun.

In addition to injuries, getting vehicles fixed, and property repaired or replaced, then comes the most penal part of it all: the dreaded Massachusetts Insurance Surcharge Notice.

Depending on your driving record, where you live, and severity of accident, how much it increases your annual insurance premium varies. Safe to say, however: it’s alot.

If you have been found more than 50% at-fault in a Massachusetts auto accident and over $500 was paid out then you have probably received a MA Auto Accident Surcharge Notice.

If you feel you were less than 50% at-fault in the accident, we recommend you immediately write down all the reasons you feel you were less than 50% at-fault.

Include all factors that contributed to the accident including, perhaps, road conditions, visibility, other party’s driving etc.

If you have not received a Surcharge Notice you can contact your independent, MA insurance agent or contact the Merit Rating Board.

– File your appeal within 30 days of the surcharge date. If not, you must obtain a late appeal from the Merit Rating Board.

– Submit $50 (non-refundable) payable to the Commonwealth of MA/ Board of Appeal.

The Board of Appeal tells us it is presently taking about eight months to schedule hearings.

Need someone to talk to about the surcharge process? Give us a call at: 781-246-8699 or send us an e-mail: info@massautoquote.com.

 

MA Auto Accident Surcharge Appeal

If you have been found more than 50% at-fault in a Massachusetts auto accident and over $500 was paid out then you have probably received a MA Auto Accident Surcharge Notice.

If you feel you were less than 50% at-fault in the accident, www.Massautoquote.com recommends you immediately write down all the reasons you feel you were less than 50% at-fault. Write down all factors that contributed to the accident including, perhaps, road conditions, visibility, other party’s driving etc.

If you have not received a Surcharge Notice you can contact your independent, MA insurance agent or contact the Merit Rating Board.

– File your appeal within 30 days of the surcharge date. If not, you must obtain a late appeal from the Merit Rating Board.

– Submit $50 (non-refundable) payable to the Commonwealth of MA/ Board of Appeal.

The Board of Appeal tells us it is presently taking about eight months to schedule hearings.