Massachusetts Registration Fee Increase!

Did you know on July 1, 2014 the cost of your MA Registration will increase from $50 to $60?!

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Did You Know?

On July 1, 2014 the base Passenger Registration Fee will increase from $50 to $60 for a two year registration.

If you’ve received your MA registration renewal form from the MA Registry of Motor Vehicles, if your renewal payment is mailed and postmarked before July 1st, you will pay $50 (plus applicable fees for special, vanity, reserved, or year of manufacture plates).

If your renewal payment is mailed and postmarked on or after July 1st, you will pay $60 for renewal.

If you need to contact the Massachusetts Registry of Motor Vehicles, 1st of all: good luck. You can reach them by calling:

1-857-368-8000

or visiting them at:

MA Registry of Motor Vehicles

 

Planning a Summer Trip to Canada?

As we do each year, we recommend Massachusetts residents call your independent insurance agent …

Canada Liability Card

As we do each year, we recommend Massachusetts residents call your independent insurance agent, so that they can provide you with a Canada Non-Resident Liability Card.

Canada requires that U.S. vehicles provide evidence of liability coverage when traveling the provinces.

 

Expired Inspection Sticker?

Tip to save money on MA Auto Insurance?

— Check your MA Inspection Sticker, Don’t let it lapse!

From a MA auto insurance policy perspective, perhaps the cruelest of all surcharge points is the one for an ”expired inspection sticker” citation.

In Massachusetts, a ticket for an expired vehicle inspection sticker is the equivalent, in auto insurance citation points, of a moving violation.

According to the MA Department of Insurance, surcharge points are incurred if you:

  • cause an at-fault accident
  • are convicted of or pay a fine for a traffic law violation
  • are assigned to an alcohol education program

An expired inspection sticker is considered “pay(ing) a fine for a traffic law violation.”

A $40 ticket results increased insurance costs for 6 years! If you have/ had a perfect driving record, that can amount to about a 20% increase (!!) the first three years, diminishing the following three.

So here’s your warning:

  • Check your MA Inspection Sticker, Don’t let it lapse!

MA Inspection Station locator link:

http://massvehiclecheck.state.ma.us/find_emissions_repair.php

Massachusetts Motorcycle Insurance

Riding a motorcycle in Massachusetts is challenging and fun. It can also be dangerous.

Much like your auto insurance policy, the cost of your motorcycle insurance will be determined by driving record, experience, town, year, make, model, and value of the bike.

Tips For Beginner Riders …

MA Motorcycle Insurance

Riding a motorcycle in Massachusetts is challenging and fun. It can also be dangerous.

Much like your auto insurance policy, the cost of your motorcycle insurance will be determined by driving record, experience, town, year, make, model, and value of the bike.

Tips For Beginner Riders:

– Take the MA Rider Training Course. More than 90% of the motorcyclists involved in crashes are self-taught or learned from family or friends. In addition, you will be eligible for an additional 10% discount on your MA motorcycle insurance policy.

– Get your MA motorcycle learner’s permit by passing a knowledge test based on the MA drivers’ license manual. This test may be taken without an appointment at any full-service Registry of Motor Vehicles.

– To earn your MA motorcycle license, pass the Beginner Rider Course or the RMV’s road test.

– Wear protective riding gear. State law requires motorcycles and their passenger (also moped riders) to wear a helmet. State law also requires motorcyclists and their passengers to have eye protection. To better protect yourself from the elements and the road, wear a long sleeve shirt or jacket, long pants, over the ankle footwear, and full finger gloves.

– Insure, Register, and Inspect your motorcycle. There are mandatory and optional insurance coverages available for motorcycles. Obtain registration, license plate, and title for your motorcycle by having your MA insurance agent prepare and stamp a Registry Form 1 for you. Within 7 days of getting your motorcycle registered, get your MA inspection sticker. Each year you must have your motorcycle reinspected between January 1 and May 31.

– Share the road. Ride defensively and be courteous. Never try to save time by weaving through traffic. Use both electric and hand turn signals and your horn to communicate with other drivers. Position yourself on the road to avoid the blind spots fo drivers. Wear highly visible clothing to be seen by other drivers. Look for drivers taking left turns in front of you, especially at intersections — most crashed between cars and motorcycles occur this way.

– Have Fun!

Our Massachusetts Agents quote motorcycle insurance with multiple companies including: Travelers, Progressive, and Safety Insurance.

Massachusetts Auto Insurance

We don’t write insurance in Mississippi, Missouri, or Montana.

MassAutoQuote quotes auto insurance only in Massachusetts …

We don’t write insurance in Mississippi, Missouri, or Montana.

MassAutoQuote quotes auto insurance only in Massachusetts.

We also offer a whole lot more, including: Massachusetts homeowner insurance, business, and life insurance.

When you get an auto insurance quote with us you are utilizing the independent shopping power and advocasy support of the MA independent insurance agent.

Our agents rate MA auto insurance with numerous companies competing to earn your business. We will shop for the best premiums, coverage and insurance programs.

In addition, we offer our privacy promise: Your personal information will never be used, or sold, for any purpose other than to supply you with the requested insurance information. You will never receive an uninvited solicitation from anyone as a result of Massautoquote.com’s service.

MassAutoQuote.com doesn’t have a billion dollar marketing budget, or a talking lizard … just a space monkey.

Tire Tips

Take five minutes every month to check your tires including: Pressure, Alignment, Rotation, and Tread …

penny test

Take five minutes every month to check your tires including:

Pressure: Under inflation is a tire’s #1 Enemy. Check your tire pressure. A tire can lose up to half of its air pressure and not appear to be flat!

Alignment: Is your vehicle pulling to one side, or shaking? Have a tire dealer check the alignment periodically to ensure your car is properly aligned.

Rotation: You should rotate your tires approximately every 5,000 miles. Regularly rotating your vehicle’s tires will help you achieve more uniform wear.

Tread: Measure & inspect it. Visually check your tires for uneven wear, looking for high and low areas or unusually smooth areas.

The penny test: place a penny into a tire tread groove. If part of Lincoln’s head is covered by the tread, you’re driving with the proper amount of tread. If you can see all of his head, you should buy a new tire.

Did We Mention Real-Time MA Auto Quotes?

MassAutoQuote.com now offers Real-Time, home-grown, Massachusetts auto insurance quotes.

Real-Time quotes were, once upon a time, a thing of Star Trek, science fiction to the Massachusetts independent insurance agent …

ma real time

MassAutoQuote.com now offers Real-Time Massachusetts auto quotes.

Real-Time quotes were, once upon a time, a thing of Star Trek, science fiction to the Massachusetts independent insurance agent.

Now, with the assist from comparative rating vendor, Boston Software, we can show “real-time” rates through our website!

Keep in mind, however, if our system shows you a rate, this is not the final premium offer.

Often, there are large, additional discounts available and insurance programs designed to save you money.

Submit a MA auto insurance quote to us and we will show you the best rates and different coverage options.

MA Auto Insurance

It is important to understand your Massachusetts auto insurance coverage.

Each year at renewal time, visit, phone, or exchange e-mails with us. We are here to help …

discount double check

It is important to understand your Massachusetts auto insurance coverage.

Each year at renewal time, visit, phone, or exchange e-mails with us. We are here to help.

Become an engaged insurance consumer!

Some questions to ask us:

  • Do we carry adequate liability limits? Limits should equal, at least, your net worth.
  • Should we carry Umbrella coverage?
  • What is the value of our vehicle? If the value is low, should we still carry collision coverage?
  • If our car loan is paid off, should we remove the lienholder on our policy?
  • Are we getting all available discounts?

Call us for your annual insurance review, explanation of coverage, and discount double-check.

What is Accident Forgiveness?

One of the new programs many Massachusetts auto insurance companies now offer is: “Accident Forgiveness.”

Some companies make you buy it, some companies make you earn it …

accident forgiveness

One of the new programs many Massachusetts auto insurance companies now offer is: “Accident Forgiveness.”

Some companies make you buy it, some companies make you earn it.

Some companies will only include Accident Forgiveness if you have a perfect driving record, some will include it if you’ve had up to one previous accident.

Another MA company will give it to you only if you have a perfect driving record AND you’ve been insured with them for four years.

What is Accident Forgiveness?

Accident Forgiveness does not erase accidents already on your driving record. Instead, if you have the endorsement on your policy they will forgive future at-fault accidents.

Are all insurance companies’ Accident Forgiveness program the same?

No. Each company offers the program only to certain drivers. New drivers, or new insurers, or those with multiple accidents may not qualify.

Consumers placed with a company through the MAIP program may not qualify either. Check with your agent or company to see if you qualify.

Does Accident Forgiveness make sense for you?

Sometimes the Accident Forgiveness program is bundled with the “Disappearing Deductible” endorsement. Sometimes it makes financial & coverage sense to include the endorsement and increase your collision deductible.

Contact MassAutoQuote.com if you have any questions about Accident Forgiveness or concerns about your MA auto insurance policy.

We welcome the opportunity to review your insurance and offer different coverage and premium options.

MA Auto Insurance Real Time Quotes!

We are pleased, but somewhat wary, to announce:

Real Time Quotes Are Here!

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For over a decade, MassAutoQuote has been providing Massachusetts consumers auto insurance quotes.

These quotes we done the old-fashioned way. We looked up your driving record and vehicle information, plugged all the components into our comparative rater, rated with numerous companies, and showed the best rates and coverage.

We are pleased, but somewhat wary, to announce:

Real Time Quotes Are Here!

Last week we implemented real-time rating whereby 1 of the 7 companies we rate with will show you, providing you meet their quote requirements, a “real-time” rate at the end of your completion of our quote request form.

Unfortunately, this rate is pre-additional discounts you may qualify for, and it’s not necessarily the company with the best rate we can offer.

We believe consumers want to view real-time rates, research coverage options, with numerous companies while utilizing the services of the Massachusetts Independent Agent.

We believe showing a real time quote, any real time MA auto insurance quote, is a start.

Once you’ve got your rate, or if you don’t get shown a specific rate, we will rate, discount, and provide coverage options to show you the best available premiums.

MassAutoQuote: The best rates, the best service, the best companies.