Unlike the old days, page 1 Google rankings are getting harder and harder to come by.
For the key word phrase: “MA AUTO INSURANCE,” behind the insurance behemoths, usually on the middle of Google’s page 2, you’ll find our humble, local Massachusetts Independent Insurance Agency Quote Request website.
Still, not is all lost.
Going back to Massautoquote’s first web log entry in 2008:
The Massautoquote.com Blog is our attempt to demystify the changes in the auto insurance system and to educate Mass. consumers about different discount and coverage programs.
Instead of finding us on Google’s page 1 for such competitive phrases as: “MA AUTO INSURANCE” or “MA AUTO INSURANCE QUOTE,” you’ll find us on page 1 for more consumer-friendly topics of help such as: “MA AUTO INSURANCE SURCHARGE APPEAL” and “KIDS AND CARS IN MA.”
So, to the point:
Have you been found “at-fault” in a Massachusetts accident?
Have you received the surcharge notice?
If so, this means your insurance company paid out over $500 and have determined you to be more than 50% at-fault.
If you believe you were less than 50% at-fault, Massautoquote believes you should appeal the surcharge.
When determining fault in an accident, unlike the insurance companies, the Board of Appeals takes into consideration contributing factors; such as: road condition (icy, wet, snow-covered), visibility, erratic driving, etc.
The cost to appeal the surcharge is $50 and the Massachusetts Board of Appeal tells us it is taking about 8 months before your receive your hearing date.
You can appeal a surcharge either: in person, by written statement, or by selecting someone to appear on your behalf.
Hearings are scheduled in: Boston, Brockton, Peabody, Plymouth, Somerville, Springfield, Waltham, or Worcester.
Mass.gov Board of Appeal Contact information
| Board of Appeal Division of Insurance 1000 Washington St, Suite 810 Boston, MA 02118-6200 Phone (617) 521-7478 Fax (617) 521-7772 Email: BOA Mailbox Merit Rating Board P.O. Box 55889 Boston, MA 02205-5889 Phone: (617) 351-4400 |