It’s been a tough winter for driving here in Massachusetts.
Snow storms, icy roads, and freezing conditions have been the recipe for accidents reported to our independent MA insurance agency.
As serious as accidents can be, and no matter how small, they are never any fun.
In addition to injuries, getting vehicles fixed, and property repaired or replaced, then comes the most penal part of it all: the dreaded Massachusetts Insurance Surcharge Notice.
Depending on your driving record, where you live, and severity of accident, how much it increases your annual insurance premium varies. Safe to say, however: it’s alot.
If you have been found more than 50% at-fault in a Massachusetts auto accident and over $500 was paid out then you have probably received a MA Auto Accident Surcharge Notice.
If you feel you were less than 50% at-fault in the accident, we recommend you immediately write down all the reasons you feel you were less than 50% at-fault.
Include all factors that contributed to the accident including, perhaps, road conditions, visibility, other party’s driving etc.
If you have not received a Surcharge Notice you can contact your independent, MA insurance agent or contact the Merit Rating Board.
– File your appeal within 30 days of the surcharge date. If not, you must obtain a late appeal from the Merit Rating Board.
– Submit $50 (non-refundable) payable to the Commonwealth of MA/ Board of Appeal.
The Board of Appeal tells us it is presently taking about eight months to schedule hearings.
Need someone to talk to about the surcharge process? Give us a call at: 781-246-8699 or send us an e-mail: firstname.lastname@example.org.