We’ve reported on it before and believe it’s worth talking about some more:
Have you been found “at-fault” in a Massachusetts accident?
Have you received the surcharge notice?
If so, this means your insurance company paid out over $500 and have determined you to be more than 50% at-fault.
If you believe you were less than 50% at-fault, MassAutoQuote believes you should appeal the surcharge.
When determining fault in an accident, unlike the insurance companies, the Board of Appeals takes into consideration contributing factors; such as: road condition (icy, wet, snow-covered), visibility, erratic driving, etc.
The cost to appeal the surcharge is $50 and the Massachusetts Board of Appeal tells us it is taking about 8 months before your receive your hearing date.
You can appeal a surcharge either: in person, by written statement, or by selecting someone to appear on your behalf.
Hearings are scheduled in: Boston, Brockton, Peabody, Plymouth, Somerville, Springfield, Waltham, or Worcester.
Mass.gov Board of Appeal Contact information
|Board of Appeal
Division of Insurance
1000 Washington St, Suite 810
Boston, MA 02118-6200
Phone (617) 521-7478
Fax (617) 521-7772
Email: BOA Mailbox
Merit Rating Board
P.O. Box 55889
Boston, MA 02205-5889
Phone: (617) 351-4400