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Do you have a Massachusetts auto policy and are you planning a trip to Canada?
If so, you may be asked for “proof of auto liability coverage” at the border.
Give your Massachusetts insurance agent a call, and they will be pleased to e-mail or mail you a Canada Non-Resident Liability Insurance Card.
Call or click us today for more information.
As a Massachusetts auto insurance consumer, it’s important to understand the coverage you carry.
It’s important to understand what you pay all your premium for, year after year.
You don’t have to understand the intricacies of the MA auto policy, nor do you have to become a licensed MA insurance agent.
However, with the assistance of your MA insurance agent, an explanation of coverage, along with the costs & savings of improving or reducing coverage, should only take a few minutes.
Each year at renewal time, visit, phone, or exchange e-mails with your MA insurance agent.
In 2013 become an engaged insurance consumer.
Some questions:
Do we carry adequate liability limits?
Do we carry Umbrella coverage?
Do we carry physical damage coverage (Collision & Comprehensive) on our vehicle?
What is the value of our vehicle?
Are we getting all the discounts that are available?
Insurance is serious stuff. Insurance is asset protection.
Auto insurance protects the value of your car & provides you liability protection.
Liability protection is protection from lawsuits or injury up to your policy’s coverage limits.
Do you know your policy’s limits?
Your independent Massachusetts insurance agent shops for the best premiums & discount programs with the best companies.
Not many are talking about it but, after years of discounted managed competition, auto insurance rates across Massachusetts are going up.
Now, more than ever, you will find the advocacy role & shopping power of your insurance agent the best way to ensure you are getting the best rates and coverage.
If you would like a quote, please call, click, fax or stop by with your auto insurance Coverage Page.
Hidden away in Tuesday, January 1, 2013, Boston Globe’s Business section was an article by Todd Wallack entitled “Safelite Group suggests it may buy Giant Glass.
The Globe article said: “Reached on Sunday, company president Dennis Drinkwater said he had ‘no plans as of right now’ to sell the company. But Drinkwater hung up when asked if he was considering a sale at all.”
Massautoquote.com has learned that the deal is official: Safelite has bought Giant Glass.
Sources reveal that, as part of the deal, Giant Glass, and Drinkwater, for the foreseeable future, will continue to be involved in business operations.
Giant Glass has been a local business success story.
Started in 1978, through marketing and good business practices, Giant became one of the top glass companies in Massachusetts. They have 5 locations and a fleet of 30 mobile vans.
Our Massachusetts Insurance Agency got a call from a client regarding the letter we sent about his January 20, 2013 auto insurance renewal. His annual premium went up from $1,057 in 2012 to $1,331 in 2013.
What happened?
He got a speeding ticket.
Although there are no surcharge points added for the first moving violation, companies take away incident free driving credits.
So, as a result, his driving record went from a step “99” to a “0.”
Happy ending: Our Agency re-rated his renewal with seven companies and found another company more competitive for “0” drivers. We were able to lower his annual premium to $1,156. He can save an additional -5% if he decides to pay in full.
Shop your Massachusetts Insurance with us @ Massautoquote and utitlize the power of the Massachusetts Independent Insurance Agent.
We mailed an auto insurance client his January 2, 2013 auto insurance renewal and he called to review his driving record.
He got into a minor, at-faut accident in May 2010. The 3-point surcharge date is June 1, 2010.
He asked: “When will my driving record improve?”
The answer is: 3 years after the surcharge date his driving record will be credited -1 point.
Then, after 5 years, surcharge points will disappear and he will become a “0” driver.
6 years after the surcharge date, he will become a perfect, Step “99” driver.
The Massachusetts Department of Transportation, Registry of Motor Vehicles offer terrific online tools to learn about your MA driving record:
MA Driving Record (SDIP) and your Massachusetts Auto Insurance
To access the topics on this page, click on one of the links below:
Purpose of the Safe Driver Insurance Plan
Compute Your Operator SDIP Rating
Value of Surcharge Points Assigned to Surchargeable Incidents
Policy Effective Date
Policy Experience Period
Surcharge Date
Multiple Surchargeable Incidents
Incident Count
Assignment of Operators to Vehicles
As Massachusetts independent insurance agents, we quote insurance every day. The first thing we try to get is a copy of your present MA auto insurance Coverage Selections Page.
On the Coverage Selections Page is most of the pertinent things our MA insurance agency looks for in order to provide you comprehensive, comparative rates with numerous MA auto insurance companies.
Top Review Items on your MA Auto Insurance Coverage Page:
Other items to consider: are your receiving a mileage discount? Does your insurance company offer a AAA discount? Are you getting a good student or student away at school credit? Are you age 65 or over? Are you receiving your senior citizen discount? Have you packaged your auto insurance with the same company as your home, condominium or apartment insurance? Does someone review your coverage with you annually?
Call or click us for your free, no obligation MA auto insurance review.
10. Unlike other agents, your Independent Insurance agent is not beholden to any one company; thus, you don’t need to change agencies as your insurance and service needs change.
9. Assists you when you have a claim.
8. Is your consultant, working with you as you determine your needs.
7. Offers you a choice of Massachusetts insurance plans and programs.
6. Is a value hunter who looks after your pocketbook in finding the best combination of price, coverage and service.
5. Offers one-stop shopping for a full range of products – Massachusetts home insurance, renters, Massachusetts car insurance, business, life and health.
4. Can periodically help you review your coverage to keep up with your changing insurance needs.
3. Treats you like a person, not just another number.
2. Works for you as advocate at claim time, or if you have a billing question.
1 … Will assist you with the Registry of Motor Vehicles!
State Farm commercials advertise their discount double check program. I smile every time I see them. As a Massachusetts independent insurance agency owner, I am reminded of what we do every day. Welcome to our world. We shop insurance, check and double check for discounts.
It’s important to remember your MA insurance agent does more than this for you.
Your agent also:
By filling out an auto quote request form here at Massautoquote.com, you are immediately utilizing the shopping power of the Massachusetts Independent Insurance Agent.
Call or click us today for your very own, independent coverage review and “discount double-check.”
Nobody knows Massachusetts Auto Insurance better than your Massachusetts Independent Insurance Agent!
When determining fault in a Massachusetts auto accident, MA insurance companies use the following Standards of Fault:
For more information regarding MA automobile insurance, call the Massachusetts Division of Insurance Consumer Hotline at: 617-521-7777 or visit their website: http://www.mass.gov/doi. For more information regarding your driving record, call the Massachusetts Merit Rating Board’s Customer Service Section at: 617-351-4400 or visit their website at: http://www.mass.gov/mrb.
For a competitive, Massachusetts Auto Insurance quote, please call or click us today.
