MA Auto Insurance

Some people think it doesn’t matter where you buy your MA Auto Insurance …

At MassAutoQuote we recognize and appreciate good service when we receive it. Whether it’s when we get our cars repaired, calling about a bill, waiting in a bank line, or dining out … without good service it is impossible to be satisfied. When you call our office you will find a willing and helpful attitude. We treat you the way we want to be treated.

At claim time …

That is when the true value of your MA auto insurance agent really shows. As Independent Insurance Brokers we work for our client at the time of a loss. We take the extra step to insure that you get a prompt and fair settlement.

Ask our clients …

MassAutoQuote thrives, in part, due to the large amount of referrals we receive. We are different from other MA Insurance agencies. You will find this every time you call our office. We want to earn your trust and business.

Get your free MA Auto Insurance Quote …

Simply click or call us today for your free, no obligation MA auto insurance quote. We will rate you with numerous companies and offer you different coverage and premium options.

Massachusetts Auto Insurance Quotes

We don’t write insurance in Mississippi, Missouri, or Montana.

MassAutoQuote quotes auto insurance only in Massachusetts.

We also offer a whole lot more, including: Massachusetts homeowner insurance, business, and life insurance.

When you get an auto insurance quote with us you are utilizing the independent shopping power and advocasy support of the MA independent insurance agent.

Our agents rate MA auto insurance with numerous companies competing to earn your business. We will shop for the best premiums, coverage and insurance programs.

In addition, we offer our privacy promise: Your personal information will never be used, or sold, for any purpose other than to supply you with the requested insurance information. You will never receive an uninvited solicitation from anyone as a result of Massautoquote.com’s service.

MassAutoQuote.com doesn’t have a billion dollar marketing budget, or a talking lizard … just a space monkey.

 

Laughter can be the best medicine

The price is right and it’s free! It’s a big laugh.

Researchers at Stanford Universitysay that laughter can be strong medicine. The physical act itself increases blood flow and contracts abdominal muscles.

The most significant evidence of laughter’s power comes from a study of heart attack patients. Half of the study group watched comedy shows for 30 minutes every day. The other half didn’t. After a year, the laughers had one-fifth the number of repeat heart attacks that the control group had.

Doctors at the University of CA, Irvine, say watching a humorous video decreased levels of two key stress hormones that can cause irregular heart rhythms. Heart disease patients are often given beta-blocking drugs that specifically block these hormones. The doctors say laughter does the sane thing and is a lot more fun.

In other studies, laughter has been shown to help children and adults handle painful medical procedures.

MA Auto Insurance

MassAutoQuote.com opened for business in 1999.

At the time, I privately hoped it would be part of the great dot.com fortunes.

It was not.

What it was, was: an independent MA insurance agency website offering Massachusetts consumers free, no obligation auto insurance quotes, coverage options, and advice.

Well, the dot com bubble came and burst and our independent agency grew and our MA auto insurance quote website continued processing thousands and thousands of free, MA auto insurance quotes.

We didn’t become rich but our client-base grew and we rated with more and more MA auto insurance companies.

We became the number one online site for MA auto insurance quotes, organically earning a Google Page 1 ranking for the “MA Auto Insurance” keywords.

This was a marvel to both MA auto insurance companies and agencies alike.

Recently, over the past week or so, due to changing algorithms (or so we’re told), we’ve lost our Page 1 Google ranking for the keywords: “MA Auto Insurance.”

In our place are large, money-paying insurance companies. 

Lost is: our independent, MA Auto Insurance voice.

Presently you’ll find us on the top of Page 2 of Google (again for the keywords: “MA Auto Insurance”) but we hope with our continued free, MA auto insurance quoting and consumer advocacy business practices, we will climb back to Page 1.

In the meantime, look for us on Page 2.

MA Gas Prices Are Going Down

According to AAA’s new survey, gasoline prices in Massachusetts are down three cents this week, just in time for the busy holiday weekend.

Self-serve, regular unleaded average: $3.45 per gallon.

Down five cents over over the past month.

Three cents less than the national average for self serve, unleaded. A year ago at this time the Massachusetts average price was nine cents lower.

The range in prices in the latest AAA survey for unleaded regular is 38 cents, from a low of $3.31 to a high of $3.69. AAA advises motorists to shop around for the best prices in their area, and to make sure they and their passengers buckle up — every time.

This week’s local gas prices and their ranges are as follows:

Self Serve                                             Grade                                     

$3.45 ($3.31-$3.69)                            Regular Unleaded

$3.67 ($3.45-$3.99)                            Midgrade Unleaded

$3.80 ($3.57-$4.19)                            Premium Unleaded

$3.85 ($3.67-$4.09)                            Diesel

Did We Mention MA Auto Insurance Discounts?

Some of the available discount programs include:

  • Good drivers
  • Good students
  • Driver training
  • Mileage
  • Multi-vehicle
  • Multi-policy
  • Age 65+
  • Air-bag/Passive restraint
  • T-pass (public transportation)
  • Hybrid vehicle
  • Roadside assistance (AAA)
  • Alumni & Professional Organizations
  • Anti-theft
  • Advanced driver training
  • Years at residence

Please call or click us to get your free, no obligation Massachusetts insurance quotes.

Massachusetts Inspection Sticker

 

Perhaps the cruelest of all surcharge points on the personal MA Auto Insurance Policy is the one for an ”expired inspection sticker” citation.

In Massachusetts, a ticket for an expired vehicle inspection sticker is the equivalent, in auto insurance citation points, of a moving violation.

According to the MA Department of Insurance:

Surcharge points are incurred if you:

  • cause an at-fault accident
  • are convicted of or pay a fine for a traffic law violation
  • are assigned to an alcohol education program

An expired inspection sticker is considered “pay(ing) a fine for a traffic law violation.”

A $40 ticket results increased insurance costs for 6 years! About 20% increase the first three years, diminshing the following three .

Check your MA Inspection Sticker:  Don’t let it lapse!

Following please find a helpful, Mass Inspection Station locator link:

http://massvehiclecheck.state.ma.us/find_emissions_repair.php

Massachusetts Junior Operator Law

 

Any motor vehicle operator or motorcyclist between the ages of 16 1/2 and 18 is considered a Junior Operator. The Junior Operator Law has several requirements and restrictions that significantly affect the operation of a motor vehicle by a person who has a Junior Operator’s License (JOL). The basic purpose of the law is to provide new drivers supervised opportunities in which to develop good driving skills, while keeping those drivers free of the possible distractions caused by friends under age 18 who are present while the drivers are behind the wheel.

Following, from the MA Registry of Motor Vehicles Driver’s Manual, we offer Massachusetts Junior Operator License Restrictions:

  • You may not operate a motor vehicle within the first six months after receiving your JOL while any person under age 18 is in the vehicle (other than you or an immediate family member), unless you are accompanied by a person who is at least 21 years old, has at least one year of driving experience, holds a valid driver’s license form Massachusetts or another state and is occupying a seat beside you.

General Rule: The passenger restriction that applies to the Junior Operator (Under age 18) is lifted once the Junior Operator completes the six-month period or you reach age 18, whichever occurs first.

The six-month passenger restriction period will stop running, temporarily, during any suspension. When your JOL is reinstated, you will still have to complete the remainder of the six-month restriction period that existed at the beginning of the suspension period, unless you have already turned 18.

  • As the holder of a Junior Operator License (JOL), you may not operate a motor vehicle between 12:30 a.m and 5:00 a.m. unless you are accompanied by one of your parents or your legal guardian. If you are found operating a motor vehicle in violation of this restriction, you may be charged with operating a motor vehicle without being licensed. This is a criminal violation. 
  • If you violate the passenger restiction or the night restriction, you will be subject to a license suspension of 60 dyas for a first offense, 180 days for a second offense, and one year for subsequent offenses. For a second or subsequent offense, you will also be required to complete a Driver Attitudinal Retraining course. The law requires the Registrar to impose this suspension in addition to any other penalty, fine, suspension, revocation, or requirement that may be imposed in connection with a violation committed at the time you were violating the passenger or night restriction. 
  • You may not operate a motor vehicle that requires a commercial driver’s license (CDL). 
  • You will be suspended for one year if you are udner 18 when you have committed certain driving offenses and alcolhol or drugs were involved (180 days if age 18 to 21), in addition to any penalty assessed by a court or other law. 
  • You will be ineligible for a full license until you have completed the period of suspension imposed while operating with a JOL and you reach age 18. 
  • You will face additional suspension periods of one year for a first drag racing offense and three years for a subsequent offense, you will be suspended for one year.

Massachusetts Registry of Motor Vehicles Online

The MA Registry of Motor Vehicles advertises, Be first in line by going online at: www.MassRMV.com

At the Registry website you can do many transactions such as:

  • Schedule a Road Test
  • Renew Your Driver’s License
  • Renew Your Registration
  • Pay Citations/ Court Hearing Fee
  • Replace Your Driver’s License
  • Request a Duplicate Title
  • Request a Duplicate Registration
  • Change Your Address
  • Cancel My Plate/Registration
  • Order a Special Plate

Did You Know?

Did you know the Massachusetts Registry of Motor Vehicles allows MA consumers to cancel your auto registration (plates) online?

In order to cancel your MA auto insurance, you must first cancel your registration.

You can either bring your plates to your local Registry of Motor Vehicles branch, mail or drop off the plates to your agent, or you can cancel them online at:

https://secure.rmv.state.ma.us/PlateReturn/intro.aspx

In order to cancel them you will need: an e-mail address, your Plate type & plate number, your license number, & the last four digits of your social security number.

Once you have cancelled your MA plates, notify your MA independent insurance agent & provide a copy of your Plate Return Receipt.