Group discounts, like the popular AAA discount, have long been the elephant in the Massachusetts auto insurance room. Some of these groups are “open” group discounts that are open to anyone (like the AAA discount); others are “closed” group discounts that can only be received by going through a particular agency or directly through the company. *As a disclaimer: some of these may not be complete group listings, certain groups may no longer be available, and the discount percentages may not be 100% accurate.
April 1, 2008 has come and gone and Massachusetts’ consumers wonder if they are getting the best deal on auto insurance.
If you have a home, apartment or condominium insurance then make sure you package that policy with your auto. The big, new auto discount is the “Companion policy or Account discount.” For the past 30 years the “account discount” has been applied only to one’s home insurance policy. Discounts are now being applied to auto insurance policies.
If you don’t have a home, condo or apartment policy and don’t plan on getting one (in some cases, it might actually make financial sense to purchase a renter’s policy) then where are the discounts?
Some of the new, April 1st Massachusetts auto insurance discount programs include:
GOOD STUDENT DISCOUNTS
STUDENTS AWAY AT SCHOOL DISCOUNTS
ADDITIONAL GOOD DRIVER DISCOUNTS (FOR “STEP” 99 & 98 DRIVERS)
ADDITIONAL MULTI-CAR DISCOUNTS
HYBRID VEHICLE DISCOUNTS
ADVANCED DRIVER TRAINING DISCOUNTS
In addition to new programs some companies continue to offer Open Group Discounts.
For example, following please find a link to a listing of Safety Insurance Company’s Open Group Discounts:
These type of Open Group Discounts are discounts in addition to April 1st’s rate decrease, discounts, and insurance programs.
The best way to ensure that you are getting the best rate is to submit a quote request here at http://www.massautoquote.com.