Save Money on Massachusetts Auto Insurance

 

Save Money on Auto Insurance

 

 

 

 

 

Save Money on Auto Insurance. Auto insurance rates, along with just about everything, have gone crazy. We pay auto insurance premiums too. We feel your pain. We are also in a position to do something about it.

www.MassAutoQuote.com markets with nine auto insurance companies in Massachusetts to shop your insurance for the best coverage and lowest premiums.

We offer our Money Saving Tips for Massachusetts Auto Insurance:

  • Driving record – Maintain a good driving record by avoiding accidents and violations for a period of time.
  • Discounts – Ask us about discounts you may qualify for, such as low mileage, good student or support policy discounts.
  • Payment options – Some companies offer discounts for paying for your insurance in full at renewal or signing up for auto pay.
  • Increase your deductibles – Increasing your deductibles will save you money. Sometimes a lot of money.
  • Compare quotes- Ask us to shop your coverage with our numerous carriers and have us make coverage recommendations.
  • Utilize the strength of an independent insurance agency – MassAutoQuote.com, powered by Johnson & Rohan Insurance has decades of experience. We find the best markets, premiums and coverage options. We advise and advocate.

 

Ways to Save Money on Massachusetts Auto Insurance

kids-in-car-2000x650_c

1.) Package Your Auto & Home Insurance through the same agency/company!

Insurance companies that write in Massachusetts offer account discounts on both home and auto insurance. Discounts available are anywhere from 5% – 15% on the auto & between 10% – 20% on the home.

2.) Utilize an Independent Insurance Agency! 

Most Massachusetts Insurance Agencies write business with five auto insurance carriers. By utilizing an Independent Agency you will be utilizing the most valuable tool that the new, managed competition system offers. An Independent Insurance Agency will be most familiar with the different discounts and programs that are available.

3.) Take advantage of available discounts!

This one is, sort of, the tricky one. Different companies offer different discounts and knowing which ones are best for you is where an Independent Insurance Agent should be able to provide you valuable assistance.

When reviewing different companies discounts, however, keep in mind that no matter how many alleged discounts or percentage points companies are promising, the bottom line premium is the most important thing.

Discounts that are available are:

  • Account discount on your auto if you have a home, apartment or condominium policy with the same company.
  • Improved excellent driver & excellent driver plus discounts (99 & 98 drivers).
  • Pay in full discounts.
  • Hybrid vehicle discount.
  • Advanced driver training discount.
  • Certain college (for example: Boston College & Merrimack College) and organization (for example: Mass Bar Association & Mass Medical Society) discounts.
  • Good student discount (“B”or better)
  • Student away at school discount.

4.)  Make certain that you have the best insurance program!

Some of the new insurance programs that are available include:

  • Disappearing Collision Deductible.
  • Accident and Moving Violation Forgiveness.
  • Guaranteed Replacement Cost.
  • Emergency Road Travel Expenses.
  • Auto loan/Gap Coverage.
  • Combined bill options.
  • Electronic Funds Transfer billing option/ No service fees.

MassAutoQuote Will Save You Money!

The moral of the story is to shop your Massachusetts Auto Insurance with us and utitlize the power of the Massachusetts Independent Insurance Agent.

You’ll be glad you did …

MassAutoQuote Happy

MassAutoQuote received a call from a long time client regarding his 2015 auto insurance renewal.

His annual premium went up from $1,057 in 2014 to $1,331 in 2015.

What happened?

He got a speeding ticket.

Although there are no surcharge points added for the first moving violation, companies take away incident free driving credits.

So, as a result, his driving record went from a step “99? to a “0.”

Happy ending:  MassAutoQuote re-rated his renewal with seven companies and found another company more competitive for ”0? drivers.

We transferred his coverage and was able to lower his annual premium to $1,098 by taking advantage of an additional -5% pay in full discount.

The moral of the story is to shop your Massachusetts Auto Insurance with us and utitlize the power of the Massachusetts Independent Insurance Agent.

You’ll be glad you did.