For the past thirty years, or so, Massachusetts insurance consumers and Professional, Massachusetts Independent Agents have been pushed around by the insurance industry. Enjoying “state set” auto insurance rates, Massachusetts bloated to the fourth highest auto insurance rates in the country and withered to only 19 auto insurance carriers. It’s up to insurance professionals to show: Independent Agent Added Value.
As of April 1, 2008 Massachusetts moved to a “managed competition” system. This move has been good for most consumers with a statewide decrease in auto rates of almost 8%. The rate casualties seem to be those with 10 or more points on their license and new drivers.
With all the industry changes and as a small business owner, I’ve found myself working harder and longer. My wife and three babies wonder who this tie-wearing, slightly stressed out, stranger is. I continue to ask myself, as an Independent Insurance Agency: “Do we add value?” The emphatic answer: YES.
Independent Agent Added Value
Unlike the Liberty Mutuals and The Amicas, we write insurance with many different companies. We represent our clients, as opposed to representing the companies that we place business with. We spend the time to find out which companies are the best fit for our clients. Some companies have more of an appetite for new drivers, some more of an appetite for the home and auto “account business.”
We are here for our customers whenever they have a claim problem or a billing question. We also offer free Registry of Motor Vehicles service.
We are Professional Insurance Advisors that have the best interest of our customers in mind. We offer multiple lines of insurance and as our customers lives change we are here to assist with all their insurance needs.
Your Independent Insurance Agent should offer a lifetime of insurance products and services:
Parents put their newly licensed child on their auto policy, the child buys his first car, he moves out of the house and gets an apartment, he opens a business, buys an engagement ring, gets married, buys a home, has a child, buys life insurance, puchases a personal liability umbrella policy, gets rich, buys a vacation property, buys the ’65 Mustang Shelby GT350, and retires.
Your Independent Agent Added Value: We are here to help every step of the way.