Our Massachusetts Independent Insurance Agency has been writing insurance in the state for almost 20 years. Over this time span we’ve grown exponentially and we have picked up many markets. We’ve also seen many changes in the Massachusetts auto insurance marketplace.
MA auto insurance companies have reacted to the changing competitive scenery offering discount programs and endorsements with valuable “bells & whistles.”
The most valuable, perhaps, being “Accident Forgiveness” & “Disappearing Deductible.”
As part of our Massautoquote continuing effort to educate our clients, we offer a snapshot of Safety Insurance’s “Shield Plus” endorsement.
The “Shield Plus” endorsement is offered to Safety Insurance auto insurance policies to clients that have state-best driving records of “99” or “98.”
The offer costs $35 annually and includes the following benefits:
- Disappearing Collision Deductible (-$500 credit toward your Collision deductible)
- Accident Forgiveness. If in an at-fault accident during the policy term, Safety Insurance will not surcharge your policy upon renewal.
- As well as some additional highlights such as: rental vehicle loss of income, lock in value (guaranteed replacement cost), personal effects coverage up $1,250, extended substitute transportation, emergency road travel expenses, enhanced towing & labor, & air bag coverage.
Other companies offer similar type endorsements.
Sometimes, if a client presently carries a $500 collision deductible, it makes sense to include Safety Insurance’s “Shield Plus” endorsement (+$35) and increase the deductible (on paper) to $1,000.
By doing so, the client will improve coverage and save money.
Call or click us to find out more about Safety’s Massachusetts auto insurance “Shield Plus” endorsement.
You will be glad you did.