MA Auto Insurance: Accident Forgiveness & Disappearing Deductible

Many insurance companies in Massachusetts now offer versions of Accident Forgiveness & Disappearing Deductibles.

Some companies make you earn it, some companies make you qualify for it, and then allow you to buy it.

Often it makes sense for the MA auto insurance consumer to increase the vehicle’s collision deductible & purchase the endorsement. By doing so, it is possible to improve coverage & save money.

Insurance company spotlight: Vermont Mutual

Vermont Mutual Insurance offers the “Advantage” endorsement to 99 & 98 drivers which,  for $49 includes:

  •  Disappearing Collision Deductible
  • Accident Forgiveness
  • New Car Replacement Coverage
  • Auto Loan / Lease Gap Coverage
  • Original Equipment Manufacturer Parts Guarantee Coverage
  • Enhanced Towing & Labor Coverage
  • Emergency Travel Expense
  • Enhanced Substitute Transportation.
  • Rental Vehicle Loss of Income
  • Personal Clothing and Baggage Coverage
  • Bail Bonds and Loss of Earnings
  • Air Bag – Accidental Deployment

When you sign up for Massachusetts auto insurance, ask if accident forgiveness & disappearing deductible is available. Click or call us today.

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