The Massachusetts Auto Policy is a rare and wondrous bird …
Question:
Hi Kevin,
I was reviewing our coverages and we currently have 25/50 BI coverage on both cars. What are the two levels above those and could you please quote me for those increases? We have 100/300 for UIM and I’d want to get my BI coverage closer to that.
Best,
VIP Client
Answer:
Dear VIP Client,
On the MA auto policy, part 1 is compulsory limit of $25,000 per person/$50,000 per accident. It cannot be lowered & it cannot be increased.
Your actual BI coverage is part 5: optional bodily injury to others.
You presently carry $100,000 per person/$300,000 per accident.
If you improved your part 5 limits to $250,000 per person/$500,000 per accident the annual premium would go up: +$124.
Please call or email with any questions or to discuss.
Best,
Kevin Johnson
50 Salem St
Lynnfield, MA 01940
Phone: (781) 224-0909
Fax: (781) 224-0546