When determining fault in a Massachusetts auto accident, MA insurance companies use the following Standards of Fault:
- Collision with a lawfully or an unlawfully parked vehicle
- Rear-end collision
- Out-of-lane collision
- Failure to signal
- Failure to proceed with due caution from a traffic control signal or sign
- Collision on wrong side of road
- Operating in the wrong direction
- Collision at an uncontrolled intersection
- Collision while in the process of backing up
- Collision while in the process of backing up
- Collision while making a left turn or a U-turn across the travel path of a vehicle travelling in the same or opposite direction
- leaving or exiting from a parked position, a parking lot, an alley, or a driveway
- Opened or opening vehicle door(s)
- Single-vehicle collision
- Failure to obey the rules and regulations for driving
- Unattended vehicle collision
- Collision while merging onto a highway or into a rotary
- Noncontact operator causing collision
- Failure to yield the right-of-way to emergency vehicles when required by law
- Collision at a “T” intersection(you entered from side road)
For For more information regarding MA automobile insurance, call the Massachusetts Division of Insurance Consumer Hotline at: 617-521-7777 or visit their website: http://www.mass.gov/doi. For more information regarding your driving record, call the Massachusetts Merit Rating Board’s Customer Service Section at: 617-351-4400 or visit their website at: http://www.mass.gov/mrb.
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