Massachusetts Auto Insurance Tip of the Day:
Your personal auto policy can include Collision Coverage for damage to your vehicle in a crash or by an upset, such as rolling over. Comprehensive Coverage protects against the hings that can happen to your car when you’re not in a crash, such as: broken glass, damage caused by flying or falling objects, fire, theft, vandalism, explosion or earthquake, windstorm, hail, water, or flood damage or riot, contact with bird or other animal.
Comprehensive coverage is certainly worth having unless you drive a real clunker. If your car has little value, it’s probably not even worth it to carry Collision or Comprehensive coverage, even though the premiums may be low.
You might be better off spending those insurance dollars on higher Liability limits.