A Massachusetts Personal Liability Umbrella Policy “sits-over” your home and auto liability limits.
Coverage limits start at $1,000,000 and provide protection from lawsuits.
Coverage is relatively inexpensive to purchase.
With one of our companies, for example:
$1,000,000 of Personal Liability Umbrella Coverage sitting over two autos and one home, annual premium: $180.
Umbrella Policies require underlying motor vehicle liability limits of $250,000 per person/$500,000 per accident and $100,000 of property damage coverage.
In addition to coverage limits, insurance companies provide legal defense.
So, in essence, when you purchase higher limits you are also purchasing improved legal defense.
Please call or click if you would like to discuss Massachusetts Personal Liability Umbrella Coverage.