Often overlooked on the MA auto policy are Parts 3 & 12, Uninsured & Underinsured Motorist Coverage.
These limits are important. So important, we recommend coverage be equal to your Part 5 coverage which, hopefully, is at least $100,000 per person/ $300,000 per accident.
Uninsured & Underinsured coverage protects you and occupants from other drivers.
Coverage also extends to you and household members involved in an accident as a pedestrian.
Increasing Parts 3 & 12 to match your Part 5 limits is relatively inexpensive. Coverage can be very valuable, helping to pay for such things as: pain and suffering, lost wages, gaps and deductibles in health insurance, and physical therapy.
Please click or call us to discuss your Uninsured Motorist and Underinsured Motorist coverage limits.
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