MA Auto Insurance Policy: Parts 3 & 12 –

Often overlooked on the MA auto policy are Parts 3 & 12, Uninsured & Underinsured Motorist Coverage.

These limits are important. So important, we recommend coverage be equal to your Part 5 coverage which should be, at least, $100,000 per person/ $300,000 per accident. 

Uninsured & Underinsured coverage protects you and occupants from other drivers. It can pay for things like medical bills, lost wages, and pain and suffering.

Coverage also extends to you if you’re in someone else’s vehicle or if you’re struck by another vehicle as a pedestrian.

A recent report from the Insurance Research Council (IRC) shows that there is a remarkable correlation between being unemployed and being uninsured.

Don’t overlook your Uninsured Motorist and Underinsured Motorist coverage limits.

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