Tips To Save You Money

Get a quote from us.

The other day we received a quote request from the husband of a woman who is presently insured with our independent Massachusetts insurance agency and one of our A rated carriers (Vermont Mutual Insurance Company).

He was with GEICO and was comparing his coverage with hers and remarked, “her coverage is inferior to my coverage.”

We went line item by line item and found he was talking about was his $250 Collision & $250 Comprehensive coverage deductibles.

He carried only $50,000 Part 4, Property Damage Coverage vs. our client’s $100,000 Property Damage Coverage.

For approximately $3 annually he increased his Part 4, Property Damage Coverage, from $50,000 to $100,000.

In addition, he did not notice that his wife carries Vermont Mutual’s “Advantage” endorsement which gives her a “disappearing collision deductible,” which lowers her $500 deductible to $200!

Also the Advantage endorsement gives her accident forgiveness & $50 per day substitute transportation.

We ran rates for him, packaged their autos together (giving them both multi-car discounts) with their apartment coverage, and was able to save them over $100 while improving his coverage!

Leave a Reply

Your email address will not be published. Required fields are marked *