What to do if in an auto accident:

At the time of an accident, it is easy to get flustered. With this in mind, we offer some basic tips.

What to do in case of Accident: 

  1. Stop. Be Courteous. Stay Calm. Your interest will be served best if you are courteous and engage in no controversy at the scene of the accident.
  2. If there is significant damage to any of the vehicles or any potential injuries call 9-1-1 immediately.
  3. Get the names of the owners and drivers involved. Get license numbers, telephone numbers, and registration numbers.
  4. Get the names, addresses, and telephone numbers of witnesses.
  5. Express no opinion as to who was at fault. Give no information except for as required by the authorities. Do not sign any statements unless required by authorities.
  6. For prompt claims help contact your Independent Massachusetts Agent! 

MA Inspection Stickers

 

Quoting auto insurance in MA – From a Massachusetts auto insurance consumer perspective, the most frustrating type of ticket is one for having an expired MA inspection sticker.

The violation is the cost of the ticket and a surcharge on your driving record for 6 years!

The 2 point surcharge is the same as the surcharge for a speeding ticket or other moving violation.

Following is a link for MA auto inspection stations:

Massachusetts Inspection Stations

Take a look at your MASS Vehicle Inspection Sticker & Don’t let it lapse!

Crash Prevention Training

The number one killer of teens in Massachusetts is automobile accidents. Massautoquote promotes safe driving and we recommend In Control – Crash Prevention Training. 

In Control offers a half day (4 1/2 hour) Crash Prevention Training Program. If already insured with one company (Safety Insurance), they will supplement the cost of the In Control class. Instead of paying the standard rate of $299, Safety insureds pay only $75. In addition, they receive a 5% Open Group discount (Safe Roads Alliance Application Form). If you are referred by your MA independent insurance agent, you can save 10% of the cost of the course.

In Control has partnered with the following Massachusetts Insurance Companies:

  • Safety Insurance
  • Commerce
  • Hanover
  • Arbella
  • Plymouth Rock
  • Travelers
  • Norfolk & Dedham
  • Quincy Mutual

If you would like to find out more, give us a call at:  781-246-8699 or call In Control at:  888-301-7233.

Please call or click us to your your free, no obligation, MA auto insurance quote.  

Massautoquote.com

Shopping for MA Auto Insurance

Are you shopping for Massachusetts Auto Insurance? If so, here is some basic auto shopping advice:

1.) Package Your Auto & Home Insurance through the same agency/company!

Discounts can be huge! 10% – 20% on the auto & 10% – 20% on the home.

2.) Utilize an Independent Insurance Agency!

Most Massachusetts Insurance Agencies rate business with five auto insurance carriers. By utilizing an Independent Agency you utilize the most valuable tool that shopping for MA auto insurance offers. A MA Independent Insurance Agent will be most familiar with the different discounts and programs insurance companies offer in Massachusetts.

3.) Take advantage of available discounts!

Different companies offer different discount programs. Be sure to review with your Independent MA Insurance Agent.

Some available discounts include:

  • Account discount on your auto if you have a home, apartment or condominium policy with the same company.
  • Excellent driver & excellent driver plus discounts (99 & 98 drivers).
  • Pay in full discounts.
  • Hybrid vehicle discount.
  • Advanced driver training discount.
  • Alumni & professional group discounts.
  • Good student discount (“B”or better).
  • Student away at school discount.
  • Multi-vehicle policy & multi-car discounts.
  • Age 65 + discount.
  • MBTA discount.

4.) Make certain that you have the best insurance program!

Massachusetts auto insurance consumers now have many different insurance programs available, including:

  • Disappearing Collision Deductible.
  • Guaranteed Replacement Cost.
  • Emergency Road Travel Expenses.
  • Auto loan/Gap Coverage.
  • Combined bill options.
  • Electronic Funds Transfer billing option/ No service fees.
  • Enhanced Substitute Transportation.

Call or Click us at Massautoquote.com today!

What is Comprehensive Coverage on the MA Auto Policy

Comprehensive Coverage, Part 9 on the Massachusetts Auto Insurance Policy states:

Under this Part, we will pay for direct and accidental damage to or loss of your auto  other than damage caused by collision.

Coverage is for damage to your vehicle from things such as: fire, theft, vandalism, or if you strike an animal.

Coverage will pay up to the actual cash value of your insured vehicle, subject to your policy’s deductible. The MA auto insurance policy offers $300, $500, $1,000 and higher deductibles. 

In Massachusetts, full comprehensive insurance coverage includes free or, 1st dollar glass coverage.

New Year’s Resolutions: Compare your MA Insurance!

Happy New Year Massachusetts!

Massautoquote.com celebrates our 12th year providing free, no obligation Massachusetts auto insurance quotes.

Some popular New Year’s resolutions include:

  • Spend More Time with Family & Friends
  • Get in Shape
  • Lose Weight
  • Quit Smoking
  • Enjoy Life More
  • Quit Drinking
  • Get Out of Debt
  • Try Something New
  • Help Others

To this list, we recommend Massachusetts residents add: compare your insurance!

In our opinion, there has never been a better time to shop and compare different companies premiums and coverage programs.

In addition:  it’s never been easier to shop multiple auto insurance companies in Massachusetts rates. Simply click on our “Get A Quote” form, call or fax over your existing MA auto insurance coverage page.