Shopping for Massachusetts Auto Insurance

If you are a MA consumer and you’ve found our website looking for the best auto insurance rates, then you probably already know how complicated it can be.

Rates are important.

Service is important too.

In order to get the best rates and the best service, we recommend you utilize an independent Massachusetts insurance agent.

As an independent MA agency, we rate MA auto insurance with seven companies.

Top 10 Reasons to use an Independent MA Insurance Agent:

10.  Unlike other agents, your Independent Insurance agent is not beholden to any one company; thus, you don’t need to change agencies as your insurance and service needs change.

9.  Assists you when you have a claim.

8.  Is your consultant, working with you as you determine your needs.

7.  Offers you a choice of Massachusetts insurance plans and programs.

6.  Is a value hunter who looks after your pocketbook in finding the best combination of price, coverage and service.

5.  Offers one-stop shopping for a full range of products – Massachusetts home insurance, renters, Massachusetts car insurance, business, life and health.

4.  Can periodically help you review your coverage to keep up with your changing insurance needs.

3.  Treats you like a person, not just another number.

2.  Works for you as advocate at claim time, or if you have a billing question.

1 … Will assist you with the Registry of Motor Vehicles!

MA Auto Insurance: What to do if in an accident

 

What to do in case of a Massachusetts Auto Accident: 

  1. Stop. Be Courteous. Stay Calm. Your interest will be served best if you are courteous and engage in no controversy at the scene of the accident.
  2. If there is significant damage to any of the vehicles or any potential injuries call 9-1-1 immediately.
  3. Get the names of the owners and drivers involved. Get license numbers, telephone numbers, and registration numbers.
  4. Get the names, addresses, and telephone numbers of witnesses.
  5. Express no opinion as to who was at fault. Give no information except for as required by the authorities. Do not sign any statements unless required by authorities.
  6. For prompt claims help contact your Independent Massachusetts Agent! 

Accident Forgiveness & Disappearing Deductible

 

Two of the new, widely asked-about products offered by some auto insurance companies in Massachusetts are:

Accident Forgiveness – For a fee, some auto insurance companies in MA will include an “Accident Forgiveness” endorsement. So, if you get in a future at-fault auto accident, your auto insurance company will not apply a surcharge to your policy renewal.

Disappearing Deductible – For a fee, some MA auto insurance companies offer a “Disappearing Deductible” program. This endorsement usually credits your Collision deductible – $100 for each year you go at-fault accident free; up to a maximum -$500 credit.

Both auto insurance endorsements can save MA drivers money if in a future, at-fault accident.

Ask your Massachusetts Independent Insurance Agent about these programs.