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What is bailment? On your Massachusetts auto insurance policy, a “bailment” situation occurs when the operator (“bailee”) borrows a vehicle temporarily from the owner (“bailor”) and is responsible for returning the vehicle in the same condition as when it was borrowed. Otherwise, a claim for damages exists against the operator. A “valid” bailment situation allows … Continue reading “What is bailment?”Read More
What is Gap Insurance? Gap Insurance sounds like something to be worried about. Gaps can be dangerous. Gaps are something Evel Knievel might have jumped. When talking about insurance, no one wants to have a gap in their coverage. So, What is Gap Insurance? If your vehicle is stolen or declared a “total-loss,” your auto … Continue reading “What is Gap Insurance?”Read More